What to Expect After an SSDI/SSI Approval
It is a day for celebration when you get the letter in the mail that your Social Security disability claim has been approved. The approval is a very exciting step in the Social Security disability process, but it is likely not the last step in the process. There are a number of considerations and steps AFTER a Social Security disability approval in order to make the most of your benefits.
Auxiliary benefits
If you have been approved for SSDI, these benefits are available for your spouse and children. Auxiliary benefits are in addition to your monthly SSDI benefit, which increases your family’s total monthly income. Make sure to apply for these benefits if you have children. Social Security should start this process but it is always best to be proactive. Learn more in last week’s blog.
Representative Payee
Representative payees are common with HD disability approvals because of the cognitive decline associated with the disease. They are appointed by Social Security if the disabled individual is not able to manage their benefits, or money in general. A representative payees main duties are to use the benefits for the current and future needs of the disabled individual.
Taxes
You may have to pay taxes on your SSDI benefit depending on your yearly income. If you receive a lump sum back payment from Social Security, then you will have to pay taxes on the lump sum. You will not have to pay taxes on SSI benefits.
Child Support
Social Security disability approval could remove your child support payments, but you have to return to court to update your child support agreement. The legal system will not know about your change in work or disability status unless you tell them.
Case Review
Every Social Security disability claim is reviewed and this process is called a continuing disability review (CDR). It is a standard part of the disability process. Your Social Security award letter will tell you when to expect a case review. HD claims should get reviewed every 5-7 years, but some get reviewed every 3 years.
Follow the blog over the next few weeks to learn more about all of these areas and your options. If you have questions, you can always Ask Allison!
